It's September, and that means that it is time to start your holiday shopping. Wait, no... it isn't. There was a time in a distant past where layaway was a very popular program. This was also a time where you didn't get enough credit card offers in the mail every day to kill a reindeer under the weight of it all (not to mention the emotional weight of crippling debt). But, none the less, Kmart is promoting layaway in their 'ridiculous' ad celebrating the holidays.