insect acts on behalf of god
You are sitting at home after a long day at work watching the season premiere of Scandal and you notice that your tv has some dead pixels. This will not stand, you just bought that tv. Surely it is still under warrantee. So you go through all of the hassle of unhooking all of the cables and taking back to where you bought it so they can fix or replace it since it is still under warrantee. Flash forward a few day to where you get a call from the store letting you know that they weren't going to fix it because the damage was due to an 'Act of God'. A fly flew in to your tv and broke it. This actually happened to a real person.